Advocating for fair and responsible financial services.

Daniel is a senior compliance executive with comprehensive financial services experience in regulatory compliance, risk management, internal audit, fair lending, statistical analysis, operations management, enterprise program administration, and compliance training. Daniel’s specialized experience includes farm credit system compliance risk, secondary market fair lending programs with government-sponsored enterprises and the Federal Home Loan Bank System. Daniel has notably innovated in the field of data research, specifically in the areas of predictive data analytics, artificial intelligence, machine learning, statistical modeling, and data mining. He has a wide range of divisional compliance risk experience including mergers and acquisitions, capital markets, mortgage securitization, traditional banking, commercial banking, mortgage originations, mortgage servicing, trust, and private banking.

In 2023, Daniel joined Treliant LLC as Managing Director at Treliant LLC, a privately held global compliance consulting firm headquartered in Washington D.C. Treliant ranks among the top compliance consulting firms in the United States. Formed in 2005, Treliant is led by former practitioners and regulators who help financial institutions worldwide drive business change and address the most pressing compliance, regulatory, and operational challenges through the delivery of data-driven, technology-enabled advisory, implementation, and managed services solutions. Daniel is an executive leader in the Fair and Responsible Banking and Regulatory Compliance practices at the firm. In this role, Daniel provides a wide range of compliance advisory and quantitative analytics services.

Daniel previously served as Director of Fair Lending for the Federal Home Loan Mortgage Corporation, commonly known as Freddie Mac, a publicly traded, government-sponsored enterprise, headquartered in Tysons Corner, Virginia. Freddie Mac is ranked No. 56 on the 2022 Fortune 500 list of the largest United States corporations by total revenue, and has $3.026 trillion in assets under management. In this role he established and maintained the compliance risk management related to fair lending, including oversight of third parties such as sellers and servicers. His role spans across Freddie Mac’s three operating divisions - Single-Family, Multi-Family, and Investments & Capital Markets as well as other divisions that pertain to regulatory areas.

Prior to joining Freddie Mac, Daniel was a Director in the Regulatory Compliance, Fair Lending, and Internal Audit practices at CrossCheck Compliance LLC. In this role, Daniel directed client engagements for financial institutions ranging from $500 million to over $200 billion in assets. His deep understanding of statistical analysis and research was utilized in multiple representative engagements with mortgage companies, mortgage servicers, banks, credit unions, and even solar panel lenders.

Additionally, Daniel was Vice President, Enterprise Fair Banking Officer at First United Bank & Trust Company, a mid-size bank, where he directed the fair banking compliance program, the fair lending compliance program, and the consumer complaint management program. He has also held senior compliance and risk officer positions at MidFirst Bank, one of the largest privately owned banks in the country with over $30 billion in assets.

Daniel has been an active volunteer and participant in industry trade associations including serving as a committee member of the Community Bankers Association (CBA), a fair lending and UDAAP working group member of the American Bankers Association (ABA), and a compliance working group member of the Mid-size Bank Coalition of America (MBCA).

Daniel has been an active volunteer and thought-leader in industry trade associations including serving as a committee member of the Community Bankers Association (CBA), a fair lending and UDAAP working group member of the American Bankers Association (ABA), and a compliance working group member of the Mid-Size Bank Coalition of America (MBCA). He has presented at numerous trade organizations and industry thought-leadership conferences, including the annual CRA and Fair Lending Colloquium, California Mortgage Bankers Association (CMBA), Conference on Consumer Finance Law (CCFL), National Association of Industrial Bankers (NAIB), Utah Association of Financial Services (NAFS), Texas Bankers Association (TBA), Southwest Association of Bank Counsel (SWABC), and Oklahoma Bankers Association (OBA). Additionally, Daniel is a published author with the ABA in the areas of fair lending, regulatory compliance, quantitative analytics, and model risk management.

Education
Master of Business Administration (M.B.A.), Data Analytics, Southeastern Oklahoma State University
Bachelor of Business Administration (B.B.A.), Legal Studies, University of Central Oklahoma

Professional Designations

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Google Analytics Academy, Mountain View, California

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